Exploring The Benefits Of An ABHA Health Card

The Ayushman Bharat Health Account (ABHA) program, launched as part of the Ayushman
Bharat Digital Mission (ABDM), represents a significant leap towards Digital India. Rolled out
in September 2021, ABHA aims to provide Indian citizens with digital health IDs, offering
centralised access to their medical records nationwide. The 14-digit ABHA number facilitates
medical care from any location, transcending geographic limitations.

Defining The ABHA Number
The ABHA number serves as a unique 14-digit health identification number assigned to
individuals registering for an account through the Ayushman Bharat Digital Mission. It is
pivotal in centralising medical records, treatments, and related information, ensuring easy
access for medical facilities and individuals. The primary objectives include putting all
medical data in one centralised digital location, facilitating seamless access and sharing of
medical records, offering high-quality healthcare services, and preventing information loss
in the medical field.

Advantages Of Registering An ABHA Number
Individuals registering with the ABHA program reap several benefits:

Digital Health Records: ABHA registration creates an online directory for all medical
records, eliminating the need for hard copies. Healthcare providers can access patients’
medical records using their unique ABHA number.

Private & Secure Platform: ABHA prioritises data security and privacy. The platform
incorporates encryption mechanisms to ensure strong security, and access to medical
professionals or facilities is granted only with the patient’s permission, providing
individuals with control over their information.

Broad Network Of Physicians: ABHA account holders can access a network of verified
and reputable doctors registered with the Ayushman Bharat Digital Mission. Individuals
can evaluate the costs and treatments various doctors offer before making informed
decisions.

Healthcare Services: ABHA accounts enable individuals to receive medical care from the
comfort of their homes through online consultations. Prescriptions, test results, and
other medical information are easily accessible through the ABHA application.

Hassle-Free Access: ABHA ensures a seamless and hassle-free experience for users. The
platform’s user-friendly interface and streamlined processes make it easy for individuals
to access healthcare services, eliminating unnecessary complications and delays.

Access to Health Professional Registry: ABHA provides access to a comprehensive
registry of health professionals, allowing users to choose from a diverse pool of qualified
medical practitioners. This feature empowers individuals to make informed decisions
about their healthcare by reviewing the credentials and expertise of registered
professionals within the ABHA network.

The Process Of Creating An ABHA ID
Obtaining an ABHA number is a straightforward process, available both online and offline.
Applicants must register on the official ABHA website or mobile application and provide
necessary details such as Aadhar card, PAN card, driver’s license, and mobile number. The
process is free for all Indian nationals, and individuals can easily download their ABHA ID
from their accounts.

Integration With Health Insurance Plans

When integrated with health insurance plans, ABHA cards streamline the claims process.
Policyholders no longer need to supply physical records during settlements, as their medical
records and costs are accessible to health insurance companies.

Insurance providers permit the integration of ABHA accounts with individual Bajaj Allianz
health insurance plans, providing a seamless approach to claims processing and offering a
range of benefits, including ambulance costs and tax advantages. **

The Ayushman Bharat Health Account, a flagship initiative of the Indian government, aims to
simplify access to medical health records. The program benefits individuals by providing
easy access to their health records and facilitates integration with health insurance policies
for family plans, adding an extra layer of financial security during medical emergencies.
ABHA represents a significant stride towards digitising healthcare in India, aligning with the
broader objectives of Digital India. Make sure you do the process for Bajaj Allianz health
insurance renewal on time. *

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• Standard T&C Apply
  **Tax benefits are subject to change in prevalent tax laws.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions,
limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.